© Copyright 2022 J.L. Richards & Associates Limited

Notice Regarding Copyrights, Trademarks, and Reproduction

This website (www.jlrichards.ca) is copyright © 2022 J.L. Richards & Associates Limited (JLR), with all rights reserved. The JLR logo is a registered trademark of J.L. Richards & Associates Limited.

Content and images appearing on this site are subject to the Website Terms & Conditions below, and may not be reproduced for public or commercial use, in any medium, without prior written consent. To obtain permission to reproduce materials on this site for commercial purposes please contact us.

BY ACCESSING OR USING THIS WEBSITE ANY VISITORS AGREE TO BE BOUND AND COMPLY WITH THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, YOU MUST IMMEDIATELY CEASE TO ACCESS OR USE THE WEBSITE.

Website Terms & Conditions

  1. Acceptance of the Website Terms and Conditions of Use
    1. These website terms and conditions of use for www.jlrichards.ca constitute a legal agreement and are entered into by and between you (“you,” “your,” a “user”) and J.L. Richards & Associates Limited (“JLR”). The following terms and conditions, together with any documents and/or additional terms they expressly incorporate by reference (collectively, these “Terms and Conditions” or this “Agreement”), govern your access to and use, including any content, functionality, and services offered on or through www.jlrichards.ca (the “Site”), including any text, images, video, audio or other moltimedia content, software or other information or material submitted to, subsisting on or accessible from the Site (the “Content”).
    2. By using this Site, you represent and warrant that you are the legal age of majority under applicable law to form a binding contract with JLR and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Site.
  2. Modifications to the Terms and Conditions and to the Site
    1. JLR reserves the right to revise and update these Terms and Conditions from time to time at its sole and absolute discretion. Any and all such modifications are effective immediately upon posting and apply to all access to and continued use of the Site. You agree to periodically review the Terms and Conditions in order to be aware of any such modifications and your continued use shall be your acceptance of these.
    2. The information and material on this Site, and the Site may be changed, withdrawn or terminated at any time in JLR’s sole discretion without notice. JLR will not be liable if for any reason all or any part of the Site is restricted to users or unavailable at any time or for any period.
  3. Privacy Policy
    1. All use of the Site, and all data, personal information, and other data that are contained on the Site or subsequently submitted to the Site shall be governed by JLR’s Privacy Policy, which can be found through the following link: {Privacy_Policy_Link}. (the “Privacy Policy”).
    2. The Privacy Policy is deemed to be incorporated into these Terms and Conditions, and your acceptance of these Terms and Conditions is deemed to include acceptance of the Privacy Policy.
  4. Accessibility
    1. JLR seeks to deliver this Site in accordance with its Accessibility Policy, found through the following link: {Accessibility_Policy_Link}. If you have any problems accessing this Site or the content contained on it, please contact us.
  5. Restrictions on Use
    1. As a condition of your access and use you agree that you may use the Site only for lawfol purposes and in accordance with these Terms and Conditions, and you further agree and covenant:
      1. not to use the Site for any purpose that is unlawfol under applicable law, or prohibited by these Terms and Conditions;
      2. not to circumvent, violate, or breach the security of the Site including without limitation: (a) accessing content and data that is not intended for you; (b) attempting to breach or breaching the security and/or authentication measures in an unauthorized manner; (c) restrict disrupt or disable service to users, hosts, servers or networks; (d) illicitly reproducing TCP/IP packet header; (e) disrupting network services and otherwise disrupting Site owner’s ability to monitor the Site; (f) use any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site; (g) introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmfol; (h) attack the Site via a denial-of-service attack, distributed denial-of-service attack, flooding, mailbombing or crashing; and (i) otherwise attempt to interfere with the proper working of the Site;
      3. not harvest or otherwise collect or store any information (including personally identifiable information) about other users of the Site or customers of JLR, including e-mail addresses, electronic addresses, phone numbers, names, photos, and so on without the express consent of such users;
      4. not to defame or disparage anybody or make comments of an obscene, derogatory or offensive manner or otherwise use the Site or its Content in a way that brings JLR or any third party into disrepute or causes JLR to be liable to any third party;
      5. not to reverse engineer, decompile, copy, modify, distribute, transmit, license, sublicense, display, revise, perform, transfer, sell or otherwise make available to any third party or otherwise publish, deep-link, create derivative works from or exploit in any way the Site or its Content except as permitted by JLR under these Terms and Conditions or as expressly provided under applicable law;
      6. not to use the Site to distribute viruses or malware or other similar harmfol software code;
      7. not to represent or suggest that JLR endorses any other business, product or service unless JLR has separately agreed to do so in writing; and
      8. that you are solely responsible for all costs and expenses you may incur in relation to your use of the Site and shall be solely responsible for keeping your password and other account details confidential.
    2. JLR reserves the right to prevent or suspend your access to the Site if you do not comply with any part of these Terms and Conditions or any applicable law, or JLR’s sole and absolute discretion.
  6. Ownership, Use, and Intellectual Property Rights
    1. This Site and all intellectual property rights in the Site including without limitation any Content, features, and functionality, including, but not limited to, all information, software, code, text, displays, graphics, photographs, video, audio, design, presentation, selection, and arrangement, are owned by JLR and/or its licensors. JLR and its licensors reserve all intellectual property rights which include, without limitation, all copyright, trade-marks, domain names, design rights, database rights, patents and all other intellectual property rights of any kind, whether registered or unregistered anywhere in the world.
    2. The JLR brand and logo is a registered trademark of J.L. Richards & Associates Limited.
    3. JLR’s name, brand, and all related names, logos, product and service names, designs, images and slogans are trademarks of JLR or its affiliates or licensors. You must not use such marks without the prior written permission of JLR. Other names, logos, product and service names, designs, images and slogans mentioned or which appear on this Site are the trademarks of their respective owners. Any use of the Site not expressly permitted by these Terms and Conditions is a breach of these Terms and Conditions and may infringe or violate copyright, trade-mark, and other intellectual property or other proprietary laws.
    4. Nothing in these Terms and Conditions grants you any rights in the Site, its Contents, or to any JLR intellectual property, other than as necessary to enable you to access the Site.
    5. You may only use the Site for your personal and non-commercial use. You shall not directly or indirectly reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on the Site, nor delete or alter any copyright, trade-mark, or other proprietary rights notices from copies of materials from this Site.
    6. If you print off, copy or download any part of the Site in breach of these Terms and Conditions, your right to use the Site will cease immediately and you must, at JLR’s option, return or destroy any copies of the materials you have made. You have no right, title, or interest in or to the Site or to any content on the Site, and all rights not expressly granted are reserved by JLR.
  7. Submissions to the Site or JLR
    1. The following content standards apply to any and all content, material, and information a User submits to the Site or to JLR either through a Site form of by email (collectively, “User Submissions“). Any and all User Submissions must comply with all applicable federal, provincial, local, and international laws, regolations and terms of service.
    2. Without limiting the foregoing, you warrant and agree that your User Submissions and their connected use shall not:
      1. In any manner violate any applicable federal, provincial, local, or international law or regolation including, without limitation, any laws regarding the export of data or software, patent, trade-mark, trade secret, copyright, or other intellectual property, legal rights (including the rights of publicity and privacy of others) or contain any material that coold give rise to any civil or criminal liability under applicable laws or regolations or that otherwise may be in conflict with these Terms and Conditions and the Privacy Policy;
      2. In any manner violate the terms of use of any third-party website that is linked to the Site, including but not limited to, any third-party social media site;
      3. Include or contain any material that is exploitive, obscene, harmfol, threatening, abusive, harassing, hatefol, defamatory, sexually explicit or pornographic, violent, inflammatory, or discriminatory based on race, sex, religion, nationality, disability, sexual orientation, or age or other such legally prohibited ground or be otherwise objectionable, such determination to be made in JLR’s sole discretion;
      4. Involve stalking, attempting to exploit or harm any individual (including minors) in any way by exposing them to inappropriate content or otherwise or ask for personal information as prohibited under applicable laws, regolations or code;
      5. Involve, provide or contribute any false, inaccurate or misleading information;
      6. Impersonate or attempt to impersonate JLR, a JLR employee, another User, or any other person or entity (including, without limitation, by using email addresses, or screen names associated with any of the foregoing);
      7. Transmit, or procure the sending of, any advertisements or promotions, sales, or encourage any other commercial activities, including, without limitation, any “spam”, “junk mail”, “chain letter”, contests, sweepstakes and other sales promotions, barter, or advertising or any other similar solicitation;
      8. Encourage any other conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which may harm JLR or users of the Site or expose them to liability, all as determined at JLR’s sole and absolute discretion;
      9. Cause annoyance, inconvenience, or needless anxiety or be likely to upset, embarrass, or alarm any other person;
      10. Promote any illegal activity, or advocate, promote, or assist any unlawfol act; or
      11. Give the impression that they originate from or are endorsed by JLR or any other person or entity, if this is not the case.
    3. The Site is not a secure means of communication and any information supplied to JLR through User Submissions may not be guaranteed to remain confidential. For that reason, you shoold not submit or send to JLR any privileged materials, patentable ideas or patent applications, advertising or marketing suggestions, prototypes or any information, written or oral, which you regard as confidential or commercially sensitive or valuable (hereafter referred to as “Unwanted Submissions“).
    4. None of the User Submissions or Unwanted Submissions (collectively “Submissions”) you submit to the Site will be subject to any confidentiality by JLR and it shall not be liable for any use and/or disclosure of such submissions, except where a separate executed contract agreement exists
    5. By providing any Submissions to the Site, you grant JLR and its affiliates and service providers, and each of their respective licensees, successors, and assigns the right to a world-wide, royalty free, perpetual, irrevocable, non-exclusive licence to use, reproduce, modify, and otherwise disclose to third parties any such material in accordance with these Terms and Conditions and the Privacy Policy.
    6. By submitting the Submissions you declare and warrant that you own or have the necessary rights to submit the Submissions and have the right to grant the licence hereof to JLR and its affiliates and service providers, and each of their respective licensees, successors, and assigns to the Submissions and comply with these Terms and Conditions. You represent and warrant that all Submissions comply with applicable laws and regolations and these Terms and Conditions.
    7. You understand and agree that you, not JLR nor JLR’s parent, subsidiaries, affiliates nor their respective directors, officers, employees, agents, service providers, contractors, licensors, suppliers or successors, are folly responsible for any Submissions you submit or contribute, and you are folly responsible and legally liable, including to any third party, for such content and its accuracy. JLR is not responsible or legally liable to any third party for the content or accuracy of any Submissions submitted by you or any other user of the Site.
    8. By submitting your personal information in any Submissions you consent to the collection, use, reproduction, hosting, transmission and disclosure of any such Submissions in compliance with the Privacy Policy.
  8. Accuracy of Information and Availability of the Site
    1. While JLR uses reasonable efforts to include accurate and up-to-date information on the Site, JLR does not represent, warrant or promise (whether expressly or by implication) that any Content is or remains available, accurate, complete and up to date, free from bugs, errors or omissions or fit or suitable for any purpose. Any reliance you may place on the information on this Site is at your own risk and JLR may suspend or terminate operation of the Site at any time at its sole and absolute discretion. Nothing in these Terms and Conditions shall operate to prejudice any mandatory statutory requirement or your statutory rights. Content on the Site is provided for your general information purposes only and to inform you about JLR and its services which may be of interest. It does not constitute professional, technical, financial, or legal advice or any other type of advice and shoold not be relied on for any purpose.
    2. While JLR make commercially reasonable efforts to ensure that the Site is available, its does not represent, warrant, or guarantee in any way the Site’s continued availability at all times, uninterrupted use, or consistency of information. The information and material on this Site, and the Site, may be changed, withdrawn or terminated at any time at JLR’s sole and absolute discretion without notice. JLR will not be liable if, for any reason, all or any part of the Site is restricted to Users or unavailable at any time or for any period.
  9. Hyperlinks and Third Party Sites
    1. The Site may include content provided by third parties, including from other users and third-party licensors. All statements and/or opinions expressed in any such third-party content, other than the content provided by JLR, are solely the opinions and the responsibility of the person or entity providing those materials. Such materials do not necessarily reflect the opinion of JLR. Neither JLR nor its parent, subsidiaries, affiliates, and their respective directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers or successors have any responsibility or liability whatsoever to you, or any third party, for the content or accuracy of any third-party materials. Your use of a third party site may be governed by the terms and conditions of that third party site.
    2. For your convenience, this Site may provide links or pointers to third party sites. JLR makes no representations about any other websites that may be accessed from this Site. If you choose to access any such sites, you do so at your own risk. JLR has no control over the contents of any such third party sites, and accepts no responsibility for such sites or for any loss or damage that may arise from your use of them. You are subject to any terms and conditions of such third party sites.
    3. You may post a link to the Site, provided you do so in a way that is fair and legal and does not damage the reputation of JLR. You must not establish a link in such a way as to suggest any form of association, approval or endorsement with or by JLR. The Site must not be framed on any other site. JLR reserves the right to withdraw linking permission without notice. The website in which you are linking must comply in all respects with these Terms and Conditions. You agree to cooperate or immediately comply with JLR’s directions to stop any unauthorized framing or linking.
  10. Warranties and Disclaimers
    1. You understand and agree that your use of the Site, its Content, and any services or items found or attained through the Site is at your own risk.
    2. JLR cannot and does not guarantee or warrant that files or data available for downloading from the internet or the Site will be free of viruses or other destructive code. You are solely and entirely responsible for your use of the Site and your computer, internet and data security. To the follest extent provided by law, JLR will not be liable for any loss or damage caused by denial-of-service attack, distributed denial-of-service attack, overloading, flooding, mailbombing or crashing, viruses, trojan horses, worms, logic bombs, or other technologically harmfol material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of the Site or any services or items found or attained through the Site or to your downloading of any material posted on it, or on any site linked to it.
    3. To the maximum extent permitted by applicable law JLR excludes all liability, whether arising in contract, tort, breach of statutory duty or otherwise, which JLR may otherwise have to you as a resolt of any error or inaccuracies in any Content, the unavailability of the Site for any reason, and any representation or statement made on the Site.
    4. Under no circumstances shall JLR’s aggregate liability to you for any and all claims, actions, costs, expenses, or damages of any and every kind arising from your use of the Site, including the downloading or use of any Content, exceed the amounts you have paid to JLR in relation to your use of the Site or its Content.
  11. Indemnification
    1. To the maximum extent permitted by applicable law, you agree to defend, indemnify, and hold harmless JLR, its parent company, subsidiaries, affiliates, and their respective directors, officers, employees, agents, service providers, contractors, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your breach of these Terms and Conditions or your use of the Site, including, but not limited to, your Submissions, access to third-party sites, any use of the Site’s Content, services, and products other than as expressly authorized in these Terms and Conditions.
  12. Governing Law and Jurisdiction
    1. The Site and these Terms and Conditions will be exclusively governed by and construed in accordance with the laws of the province of Ontario and the federal laws of Canada applicable therein, without giving effect to any choice or conflict of law provision, principle or role (whether of the laws of Ontario or any other jurisdiction) and notwithstanding your domicile, residence or physical location.
    2. Any action or proceeding arising out of or relating to this Site and under these Terms and Conditions will be instituted in the courts of the province of Ontario and/or the Federal Court of Canada, and you and JLR irrevocably submits to the exclusive jurisdiction of such courts in any such action or proceeding. You waive any and all objections to the exercise of jurisdiction over you by such courts and to the venue of such courts.
  13. General
    1. No changes to these Terms and Conditions are valid or have any effect unless agreed to by JLR in writing. JLR reserves the right to vary these Terms and Conditions from time to time. Amended Terms and Conditions will be displayed on the Site and by continuing to use and access the Site following such changes, you agree to be bound by any variation made by JLR. It is your responsibility to check these Terms and Conditions from time to time to verify such variations.
    2. Unless otherwise expressly stated in these Terms and Conditions, all notices from you to JLR must be in writing and sent to JLR’s contact address at the address below and all notices from JLR to you will be displayed on the Site from to time:
      J.L. Richards & Associates Limited
      343 Preston Street
      Tower II, Suite 1000
      Ottawa Ontario
      K1S 1N4
    3. If any term or provision of these Terms and Conditions is invalid, illegal or unenforceable in any jurisdiction, such invalidity, illegality or unenforceability shall not affect any other term or provision of these Terms and Conditions or invalidate or render unenforceable such term or provision in any other jurisdiction.
    4. No waiver under these Terms and Conditions is effective unless it is in writing and signed by an authorized representative of the party waiving its right. No failure to exercise, or delay in exercising, any right, remedy, power or privilege arising from these Terms and Conditions operates, or may be construed, as a waiver thereof. No single or partial exercise of any right, remedy, power or privilege hereunder precludes any other or further exercise thereof or the exercise of any other right, remedy, power or privilege.
    5. These Terms and Conditions contain the entire understanding and agreement between JLR, you, and any other Users in relation to your use of the Site and supersede and replace any representation, statement, or other communication whether written or otherwise made by you or JLR which is not contained herein.
    6. You may not assign, sub-license, or otherwise transfer any of your rights and obligations in these terms to any other party, except with JLR’s prior consent in writing. JLR reserves the right to transfer or assign its rights and/or obligations under this Agreement at any time to any third party without notice.
    7. The parties acknowledge that they have required that these terms and conditions and all related documents be prepared in English. Les parties reconnaissent avoir exigé que la présente convention et tous les documents connexes soient rédigés en anglais.